Car finance for your next car
At Autos Roso we want to offer you the best terms to finance your next car. That is why we have a range of finance options for private buyers, designed with you in mind.
We offer competitive loans for private buyers, with the credit options you need. You can choose a loan term from 1 to 12 years, so the finance fits your budget and what you can comfortably afford. Pick the option that suits you best and start enjoying your new car as soon as possible.
Benefits
Why finance with Autos Roso?
From 1 to 12 years
Flexible terms adapted to what you can afford
Fast approval
An answer within 24-48h once your documents are in
Monthly payments to suit you
We adapt the monthly payment to your budget
Personal advice
Our advisers guide you through the whole process
We will answer all your questions
To work out your actual monthly payment, get in touch. We call you back free of charge and one of our advisers will answer all your questions about car finance.
This example is based on finance subject to subsequent approval, so it does not constitute a binding offer from Autos Roso.
Any simulations carried out by the user are for information only. They do not constitute an offer or recommendation to take out the product, nor a commitment by Autos Roso to grant it, nor by the user to apply for and/or take it out.
The information provided does not replace or modify that set out in the pre-contractual and contractual documentation for a finance application. Autos Roso will provide the documents required by the applicable regulations.
Requirements
Documents required for car finance
Documents for employees
- Valid Spanish ID (DNI/NIE)
- Your last 3 payslips
- Proof of a current account in the account holder's name
Note: if the application is made as a homeowner, this must be proven with the IBI (property tax) receipt or your latest mortgage statement.
Documents for self-employed applicants
- Valid Spanish ID (DNI/NIE)
- Income tax return (IRPF - Form 100)
- Last 3 quarterly payments (instalment payment, Form 130 or 131)
- Proof of a current account in the account holder's name
- Self-employed registration (Form 036)
Note: if the application is made as a homeowner, this must be proven.
Documents for companies
- Company tax ID (CIF)
- Copy of the deed of incorporation and powers of attorney
- ID of the authorised representatives
- Proof of a current account in the company's name
- Latest corporation tax return
- Latest annual IGIC return (Form 425)
- Last three quarterly IGIC returns (Form 420, current year)
- Up-to-date balance sheet and profit and loss account
Non-EU nationals
In addition to the documents for your employment situation, please add:
- Up-to-date employment history (vida laboral)
- Driving licence
For the assessment we need: phone number and e-mail of the applicants and, if possible, an up-to-date employment history.
Already know which car you want to finance?
Monthly payments to suit you, an answer within 24-48h
Browse our used cars, all inspected and under warranty, and ask for a no-obligation finance quote.
